Vietnam is an attractive destination for expatriates due to its low cost of living, vibrant culture, and growing job market. Whether you’re teaching English, working remotely, or exploring business opportunities, understanding the local cost of living is essential for budgeting and enjoying a comfortable lifestyle. In this guide, we’ll break down typical monthly expenses for foreigners in Vietnam, provide practical tips, and suggest resources for making the most of your time in this beautiful country.
1. Accommodation: Affordable Housing Options in Vietnam
Rent is one of the most significant expenses for expats, but housing in Vietnam remains far cheaper compared to Western countries. The cost of accommodation varies depending on the city, the neighborhood, and the type of housing you’re looking for.
- Ho Chi Minh City (HCMC): In the city center, a one-bedroom apartment can cost anywhere from ₫10,000,000 to ₫18,000,000 per month ($400–$700 USD). However, if you’re willing to live outside the city center, you can find affordable options for ₫6,000,000 to ₫10,000,000 per month ($250–$400 USD).
- Hanoi: Rent in Hanoi tends to be slightly cheaper. You can find a one-bedroom apartment in the city center for ₫8,000,000 to ₫15,000,000 ($350–$600 USD), while more affordable places on the outskirts of the city can range from ₫4,000,000 to ₫8,000,000 per month ($150–$300 USD).
Share a House
If you’re looking to reduce your accommodation costs, sharing an apartment is one of the best ways to save money in Vietnam. Many expats and locals share living spaces, which can significantly cut down on rent. A private room in a shared apartment typically costs between ₫3,000,000 and ₫5,000,000 per month ($120–$200 USD), depending on the location and amenities. Not only does this option lower your rent, but it also provides an opportunity to connect with other people, whether they are fellow expats or locals, which can enrich your experience in Vietnam.
Living with roommates can also help you adjust to local life more easily, as you’ll have someone to navigate the city with or share experiences. Additionally, if you’re new to Vietnam, sharing a house or apartment is a great way to learn about local customs, food, and the best neighborhoods to explore. When choosing a housemate, it’s a good idea to establish clear communication regarding shared responsibilities, such as chores, utilities, and house rules, to avoid any misunderstandings.
Use Local Listing Websites
To find affordable shared accommodations or individual apartments, you can turn to local listing websites, which feature a wide range of rental options across the country. Websites like Chotot and Batdongsan are among the most popular platforms for searching rental listings in Vietnam. These sites allow you to filter listings based on factors such as price, location, and type of accommodation, making it easier to find a place that fits your budget and lifestyle.
In addition to finding apartments, these websites also feature listings for rooms in shared apartments, which is ideal for those looking to split costs. You can also find options in various neighborhoods, from bustling city centers to quieter suburban areas. Both platforms allow direct communication with landlords or current tenants, and often include images, descriptions, and sometimes reviews, which help you make informed decisions about where to live. When using these platforms, be sure to check for hidden fees or utilities not included in the listed rent, as some landlords may charge extra for services like internet or electricity.
2. Utilities: Managing Your Monthly Bills
Utilities are quite affordable in Vietnam, though costs can increase depending on usage, especially with air conditioning. Below is a breakdown of typical utility expenses:
Electricity and Water
In Vietnam, utility costs can vary depending on your lifestyle and the area where you live. On average, you can expect to pay between ₫1,500,000 to ₫2,500,000 per month ($60–$100 USD) for basic utilities, including electricity, water, and internet. However, keep in mind that this amount can fluctuate depending on how much you use these services. For example, if you’re living in a modern apartment with high-end appliances or a larger space, your utilities could be on the higher end of that range.
Air Conditioning Costs
Air conditioning is often necessary, particularly in the hot and humid summer months in cities like Ho Chi Minh City or Hanoi. However, using air conditioning frequently can cause your electricity bill to spike. During the peak summer months, it’s not uncommon for electricity bills to increase by ₫500,000 to ₫1,000,000 ($20–$40 USD) if you’re using the air conditioner all day. To mitigate costs, you might consider using energy-efficient air conditioning units or turning off the AC when you’re not at home.
Internet Costs
When it comes to internet, Vietnam is known for offering affordable and reliable broadband. High-speed internet plans typically cost between ₫300,000 and ₫500,000 per month ($12–$20 USD), which is relatively inexpensive compared to many Western countries. Many apartments and shared houses offer internet as part of the rent, but it’s always a good idea to confirm this with your landlord. Local providers, such as Viettel or VNPT, offer several plans to choose from, so you can pick one that fits your internet usage needs.
Utility-Saving Tips:
- Use Air Conditioning Sparingly: To keep your electricity bill low, use air conditioning only when necessary. Consider using fans during cooler hours or when you’re not at home.
- Compare Internet Plans: Look for affordable and reliable internet providers such as VNPT or FPT Telecom. These companies offer plans with speeds adequate for working from home or streaming media.
- Planning to move to Vietnam? Numbeo is a great tool to understand the cost of living in cities like Hanoi or Ho Chi Minh City. It provides up-to-date information on rent, food, utilities, and transportation, helping you budget effectively. With user-generated data, Numbeo offers accurate insights into daily expenses, making it easier to plan your finances and get ready for life in Vietnam.
3. Food: Eating Out and Grocery Costs
Vietnam is known for its delicious and affordable food, with a wide variety of local dishes that are both filling and inexpensive. Whether you enjoy street food, dining at local restaurants, or cooking your meals at home, Vietnam offers options for every budget.
Street Food
One of the highlights of living in Vietnam is the incredible street food scene. Street food is not only a cultural experience but also an affordable way to enjoy a meal. Popular dishes like pho (noodle soup), banh mi (Vietnamese sandwich), and goi cuon (fresh spring rolls) are commonly sold by vendors on the streets and typically cost between ₫30,000 to ₫70,000 ($1.50–$3 USD) per meal. These meals are often freshly prepared and packed with flavor, making them a great option for those looking to eat on a budget while enjoying authentic Vietnamese cuisine.
Eating at Restaurants
If you prefer a sit-down meal, mid-range restaurants in Vietnam offer delicious food at very reasonable prices. You can expect to pay between ₫70,000 to ₫150,000 ($3–$6 USD) per person for a hearty meal, which includes dishes like rice with grilled meats, stir-fries, or hot pots. Many restaurants cater to both locals and foreigners, with menus in both Vietnamese and English. The price can vary depending on the restaurant’s location and its level of service, but eating out in Vietnam is generally affordable compared to Western standards.
Groceries
For those who prefer to cook at home, grocery shopping is also quite budget-friendly. Expect to spend around ₫2,000,000 to ₫4,000,000 per month ($80–$160 USD) on groceries, depending on your dietary habits. Local markets offer fresh vegetables, fruits, meats, and seafood at lower prices, so shopping locally can help reduce costs. However, imported goods such as cheese, wine, or Western snacks can be significantly more expensive, so it’s a good idea to stick to local produce and ingredients if you want to save money on your grocery bills.
Supermarkets
Co.opmart and Big C are popular supermarket chains offering affordable prices and a wide range of local and international products. VinMart and Lotte Mart also provide a variety of goods, with VinMart being a convenient option for everyday shopping, and Lotte Mart offering more imported items. For fresh, budget-friendly ingredients, local wet markets like Ben Thanh Market in Ho Chi Minh City and Dong Xuan Market in Hanoi are excellent choices. Additionally, AEON Mall, a Japanese supermarket, offers a mix of local and international products, making it a favorite among expats. These stores provide great options for both local and imported groceries.
💡 Tips for Eating on a Budget:
- Stick to Local Food: The best way to save on food costs is to eat local dishes at street vendors or traditional Vietnamese restaurants. These meals are not only affordable but also offer an authentic taste of Vietnamese culture. By opting for fresh, local ingredients, you can enjoy delicious meals without overspending. Shopping at local markets for ingredients is another way to save money compared to buying imported items at Western supermarkets.
- Use Delivery Apps: Platforms like Foodpanda and Grab are popular in Vietnam and offer food delivery services at affordable prices. You can easily order local meals from your favorite restaurants and have them delivered right to your doorstep. These apps often feature discounts and special offers, making it an easy way to enjoy inexpensive meals while avoiding delivery fees from high-end restaurants.
4. Transportation: Getting Around Vietnam on a Budget
One of the major benefits of living in Vietnam as an expat is the incredibly affordable transportation system. Whether you’re navigating bustling cities like Hanoi or Ho Chi Minh City (HCMC), or exploring smaller towns, getting around is not only budget-friendly but also highly convenient. From public buses and metro systems to the ubiquitous motorbikes and ride-hailing services, there are various ways to travel without breaking the bank. Here’s a breakdown of transportation options in Vietnam, along with some tips for keeping costs low.
Transportation Costs in Vietnam: Affordable and Convenient Options
Transportation in Vietnam is very affordable, with a variety of options available, especially in large cities like Hanoi and Ho Chi Minh City (HCMC). Whether you prefer public transport, renting a motorbike, or using ride-hailing services, getting around Vietnam is inexpensive compared to many Western countries.
Public Transportation
Public transport, including buses and metro systems, is a cost-effective way to get around. A monthly pass for public transport typically costs between ₫200,000 and ₫400,000 ($8–$16 USD), depending on usage. The public bus network is extensive, covering most areas of the cities, while the newer metro systems, such as the one under construction in HCMC, are expected to provide an even more convenient and efficient way to travel in the future.
Motorbikes
Many expats in Vietnam choose to rent or buy a motorbike due to its affordability and convenience. Motorbikes are one of the cheapest and most efficient ways to navigate through traffic, especially in busy cities where roads can be congested. Motorbike rentals generally cost between ₫2,000,000 and ₫4,000,000 per month ($80–$160 USD). Purchasing a second-hand motorbike is also an option if you’re planning to stay for an extended period. If you’re not comfortable driving a motorbike, bike-sharing services like Go-Viet and GrabBike allow you to rent bikes on-demand for short trips around the city.
Taxis and Ride-Hailing
While taxis are available, using ride-hailing services like Grab or Go-Viet is often more affordable. A typical ride within the city costs between ₫40,000 and ₫100,000 ($2–$4 USD), depending on the distance. These apps also allow you to book a motorbike ride, which can be a quicker and cheaper option, especially during rush hour.
💡 Transportation Tips:
- Use Motorbikes for Flexibility: Renting a motorbike or using bike-sharing services like Go-Viet or GrabBike is a great way to save on transportation costs while having the flexibility to explore the city at your own pace. Motorbikes allow you to easily navigate through traffic, access less crowded routes, and discover hidden gems in the city. If you’re an expat new to riding, consider starting with a short-term rental until you’re comfortable with local driving conditions.
- Public Transport for Longer Distances: For longer distances, especially when traveling within the city, buses or the metro are an excellent choice for affordable travel. With the development of metro systems in major cities, getting from one area to another will become even more efficient. Buses are also reliable and inexpensive, and they connect many neighborhoods and suburban areas to central districts.
5. Healthcare: Affordable Health Services in Vietnam
Vietnam offers an excellent healthcare system that combines affordability with quality, making it a great destination for expats seeking reliable and cost-effective medical care. Whether you visit a private hospital for specialized treatment or rely on local clinics for everyday health needs, you’ll find that healthcare in Vietnam is both accessible and budget-friendly.
Healthcare in Vietnam: Affordable and Quality Care for Expats
Healthcare in Vietnam is both affordable and of good quality, making it an attractive option for expats looking for reliable medical care at a fraction of the cost they might experience in their home countries. While public healthcare is available, many expats prefer private hospitals for their higher standards of care and more English-speaking staff. The cost of private healthcare is still significantly lower than in Western countries, making it an affordable choice for most people living in Vietnam.
Health Insurance
Expat health insurance plans typically cost between ₫1,500,000 and ₫5,000,000 per month ($60–$200 USD), depending on the coverage. Some employers, particularly those hiring ESL teachers, may provide basic health insurance, which can cover hospital stays, treatments, and even outpatient visits. It’s a good idea to review your insurance plan to ensure it covers your needs, especially if you plan to travel within Southeast Asia.
Hospitals and Clinics
Private hospitals such as FV Hospital in Ho Chi Minh City and Hanoi French Hospital are popular choices among expats for their international-standard care and modern facilities. A routine doctor’s visit typically costs between ₫500,000 and ₫1,000,000 ($20–$40 USD), which is very affordable compared to Western countries. These hospitals also offer emergency services, surgery, and specialized care, with staff who speak English to make communication easier. Local clinics and pharmacies are also widely available and offer more affordable treatment options for common health issues.
💡 Healthcare Tips:
- Use Local Clinics for Minor Issues: For minor health problems such as colds, allergies, or small injuries, local clinics are an excellent, cost-effective option. They offer fast and affordable treatments with minimal waiting times. Many clinics are staffed by doctors who can diagnose and treat everyday conditions at a much lower cost than private hospitals.
- Get Health Insurance: While healthcare is affordable in Vietnam, it’s highly recommended to have expat health insurance to cover more significant medical expenses and emergencies. Websites like Pacific Cross Vietnam offer comprehensive insurance plans for foreigners living in Vietnam, providing coverage for hospital stays, outpatient care, and sometimes even evacuation if necessary. It’s also important to check if your health insurance includes coverage in nearby countries if you plan to travel frequently.
6. Helpful Websites and Apps for Expats in Vietnam
Adjusting to life in Vietnam as an expat can be both exciting and challenging. Thankfully, there are several websites and apps designed to assist with various aspects of living in the country—from finding housing to managing daily expenses and understanding local customs. Below are some essential resources to help make your transition smoother:
Numbeo
Numbeo is an excellent tool for anyone planning to live in Vietnam. This website offers up-to-date data on the cost of living in different cities across Vietnam, comparing expenses such as rent, utilities, transportation, and food. It also provides insights into the quality of life, crime rates, and healthcare costs, which can help you make informed decisions when planning your budget. Visit Numbeo
Chotot
Chotot is a popular classified ads website in Vietnam, where you can find affordable housing, second-hand goods, job listings, and services specifically geared toward expats. It’s an ideal resource for connecting with locals and other expats, and it allows you to filter results based on your needs and location. Visit Chotot
Grab
Grab is a widely used app in Southeast Asia, offering a range of services from transportation to food delivery. It’s an essential app for expats in Vietnam as it’s cost-effective and convenient for getting around, ordering food, and even having groceries delivered. Grab is often cheaper than traditional taxis and is available in major cities like Hanoi and Ho Chi Minh City. Visit Grab
Airbnb
For those looking for short-term or even long-term rental options, Airbnb is an excellent platform to find temporary accommodation before committing to a longer-term lease. Many expats use Airbnb to explore different neighborhoods in Vietnam or find unique properties that suit their needs. It’s a great tool for adjusting to your new surroundings before settling down. Visit Airbnb
VnExpress
If you’re looking for up-to-date news and local insights, VnExpress is a leading English-language news source in Vietnam. It covers everything from politics and business to lifestyle and entertainment, helping you stay informed about events that may impact your life as an expat. Visit VnExpress
Facebook Groups
Joining Facebook groups tailored to expats in Vietnam can be a great way to connect with others, get advice, and learn about events or deals in your area. There are various expat communities in both Hanoi and Ho Chi Minh City, and these groups often have listings for apartments, jobs, and social events. Search for Facebook Groups
Vietnamworks
This is one of the most popular job search websites in Vietnam. It specializes in professional job listings, including opportunities in education, business, and technology. For expats looking for a job in Vietnam, Vietnamworks is a good platform to browse vacancies in different sectors. Visit VietnamWorks
Foody.vn
If you’re a food lover and want to explore local cuisine or find recommendations for restaurants, Foody.vn is a great platform to check. It’s an online food directory where you can discover eateries, read reviews, and even order food for delivery. Visit Foody.vn
Final Thoughts
Vietnam offers a fantastic quality of life for expats, especially if you’re looking to stretch your salary. With affordable housing, low transportation costs, and a vibrant food scene, it’s easy to live comfortably on a budget. Whether you’re teaching English, running a business, or just enjoying the culture, Vietnam’s low cost of living allows you to live a balanced lifestyle while saving money. Be sure to leverage local resources like Numbeo for cost comparisons and websites like Chotot for rental listings to make your move to Vietnam a smooth and cost-effective experience.
By understanding the cost of living and making smart budgeting decisions, you can enjoy everything this beautiful country has to offer without breaking the bank.
💡 One Last Tip: Register on Expat Groups in Vietnam on Social Media
Joining expat groups on social media is one of the best ways to navigate life in Vietnam and connect with other foreigners living in the country. These groups offer a wealth of information, from housing and job opportunities to social events and tips on adjusting to local culture. They also provide a space to ask questions, share experiences, and get recommendations from fellow expats who have already been through the process.
Some of the most popular expat Facebook groups include:
- Expats in Vietnam – A large and active community where you can find discussions on daily life, travel tips, and other useful information for newcomers. Join Expats in Vietnam on Facebook
- Hanoi Expats – A great group specifically for expats living in Hanoi, where you can find events, accommodation options, and advice on living in the capital city. Join Hanoi Expats on Facebook
- Saigon Expats – For those in Ho Chi Minh City (Saigon), this group shares information on housing, jobs, and local happenings, making it a valuable resource for those settling in the southern region. Join Saigon Expats on Facebook